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Board and Care homes (also known as RCFE’s - Residential Care Facilities for the Elderly) are residential private homes that havebeen licensed by the Department of Social Services to provide services to seniors. Most accept no more than six residents, butoffer a cozy, home-like setting for frail seniors. At least one caregiver is on the premises at all times to assist residents.

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It’s not a surprise that thousands of families across the nation are facing the challlenges of an aging population. The”sandwich” generation, those who are caring for their children as well as their parents, have been feeling the financial pinch ofcaring for loved ones. Paying the high cost of Elder Care can cost a family thousands of dollars a month. Toomany families are unaware of how utilizing a loved one’s life insurance policy can not only pay for Assisted Living andNursing Home care, but can maintain the standards of living for the remaining spouse.

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As HMOs Continue to Drop Coverage for Seniors - Now Over 500,000 Victims - Those Needing Expensive Respiratory Medication, Support andHomecare Services are the Hardest Hit

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Q: Six months ago we placed my mother in an assisted living facility. She gets along fairly well, but we thoughtshe would get involved with all of the activities. Instead she complains that she is very lonely, and won’t participate. Doyou have any suggestions?

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Becoming a care giver might not have been a conscious decision on your part. It may have arrived quietly and unnoticedbecause you are the adult child of your elderly parents who now require care or you may have a special needschild that exacts your constant attention or a friend or spouse has become very ill and needs your support. In anyof these situations the impact of providing constant care is tremendous.

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A skilled nursing home is a medical facility providing services similar to a hospital. The homes are staffed with licensed nurses,shared rooms, hospital beds, regular scheduled doctor rounds, meals and housekeeping. Skilled nursing homes often provide a more pleasant setting withoptimal nurse to patient ratios and relaxed atmospheres.

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Buying a stairlift can have huge benefits for your quality of life, giving you back some freedom and independence. Stairliftscan be adapted to your individual needs, so no matter what your requirements are, there’ll be one to suit you. The stairlift company representative who visits your home can assess what type of design would be best for you. Thereare two main sorts. Straight stairlifts are suitable for staircases that don’t have any bends. They glide in astraight line up and down the stairs. If your staircase has corners or curves, a curved stairlift will be necessaryto negotiate the turns.

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